Whether you shop online or in your favorite nearby store, you may need a credit or debit card to make purchases. If you’re the type of person who likes credit or debit cards to make purchases, Apple Pay might be the perfect solution.Apple Pay lets you store your frequently used credit, debit and reward cards on your favorite Apple devices.
If you’re new to Apple Pay or have questions about the service, we’ve got you covered. Here’s how to set up and use Apple Pay for online and in-store purchases.
Once you’ve got that sorted out, be sure to check out the best Cyber Monday iPhone deals and best Cyber Monday Macbook deals as well as the best Cyber Monday sales happening right now.
Supported Apple Pay devices
Apple Pay is supported on most devices – iPhone models from the first iPhone SE (2016) to the current iPhone 11 and all Apple Watch support all the latest Apple Pay iPad models from the current generation to the 5th generation iPad, iPad Pro, iPad Mini 3 and 4 and all iPad Air 2 are compatible with Apple Pay for Macs.If your computer can run macOS Sierra or later, you’re good to go.
Banks that support Apple Pay
Apple Pay is supported by most financial institutions and credit card companies in the United States.Apple provides a list of all financial institutions that accept Apple Pay.
Stores, websites, and apps that support Apple Pay

Apple Pay is supported by hundreds of brands and websites, including 7-Eleven, GameStop, Etsy, Staples and Fandango, with more being added all the time. You can find the current list of supported retailers here, or visit the full list of companies that accept Apple Pay here.Many third-party apps also allow you to use Apple Pay, you can check out the apps. Them here Of course, if you buy apps or other digital items from Apple, you can always use Apple Pay to buy music, movies, apps, books, and more.
How to set up Apple Pay
You can add eight cards to Apple Pay across supported devices. If you want to use Apple Pay with more than one device, you need to add your card information separately to each device.
How to add cards to iPhone and iPad
- On your iPhone, open the Wallet app on your iPad, go to Settings> Wallet & Apple Pay Tap the file. positive Signed up Continue To start adding your credit or debit card to Apple Pay.Next, tap Add a credit or debit card..
- To add a card, place your card in the frame. The app will automatically scan the front of your card to get your number and save it on the card details page. Tap. Next.
- Use the scroll wheel to record the expiration date of your card and print the security code.
- touch Next.
- The card add screen will appear when Apple Pay communicates with your bank to verify your card. Once this is done, you will be presented with the terms and conditions page that you must accept.
- The card add page and the card verification page will appear one after another, showing your email address and phone number.
- You can choose to verify your card by phone or verify later.
- You may be prompted to contact your bank to complete the verification process. One confirmation is complete, tap Next And you’re ready to use Apple Pay.
- A set of instructions will appear explaining how to use Apple Pay with the card reader. Continue.
- You can continue adding your card to your Apple Watch by tapping. Add immediatelyIf you don’t want to add an Apple Watch, tap. Finished.
Verification may involve a short call to your bank and a human conversation that will appear in the app. It took less than five minutes to place my debit card in Apple Pay, and on your watch, a notification will appear on your watch once the confirmation is confirmed.
How to add cards to your Mac
To add a card to Apple Pay, you need a Mac model with Touch ID.However, on Mac models without built-in Touch ID, you can also pay using Apple Pay using a linked iPhone.
How to enable this feature for a non-Touch ID Mac: On your iPhone, go to Settings> Wallet & Apple Pay> Allow Payments on Mac And enable control
How to add a card to your Mac with Touch ID
- Go to System Preferences> Wallet & Apple Pay Then tap Add a card.
- Follow the steps to add a new card. If you’re asked to add a card that you use with your Apple ID, enter the security code.
- touch NextYour bank or card issuer will review your information and decide if you can add your card to Apple Pay. If your bank or card issuer needs additional information to verify your card, they’ll ask. That information Once you have the information, go back to System Preferences> Wallet & Apple Pay And tap your card.
- After your bank or card issuer verifies your card, tap NextAfter that, you can start using Apple Pay.
How to add a card to Apple Watch
- To add a card to your Apple Watch, open the Watch app on your iPhone, go to the My Watch tab, and select the watch you want to use with Apple Pay. Wallet & Apple Pay> Add card
- You may be asked to set a passcode to do that. You can choose to use a simple four-digit passcode or choose to unlock your watch with your iPhone as long as you’re wearing it. Data Erase toggle wipes your watch after 10 wrong code attempts.Wrist detection locks your watch when you’re not wearing it to keep your data safe.
- Follow the on-screen instructions to add your card or enter the security code associated with the card you already use with iTunes.Adding a new card to your watch is the same as the steps outlined above for your iPhone app. Keep your card number and ask for an expiration date and a security code.
- touch Next And your information will be reviewed and ask you to approve the terms and conditions, tap O.K..
- The card verification worksheet will appear, and you can call your bank to complete it or perform verification later.
- In some cases, your bank may need additional information. To check the inspection Call the bank Then tap Next.
- After verifying your information, tap. Next Again to complete the setup process. You will be informed that your card is ready for use on your watch.
How to use your reward card
You can also add rewards cards to the Wallet app to use with Apple Pay instead of choosing. Add a credit or debit card.Instead, you want to add one to your pass. To add a gift card like this one, open the Wallet app, scroll down and tap. Edit pass. Then tap one or more. Scan code or Find apps for WalletIt depends on the relevant voucher.
Once added, you can have it automatically appear in the store by opening the Wallet app, tapping the card, and over Icon and Launcher Automatic selection
If you’re having trouble adding a card to any of your devices, try restarting your device. Then make sure you are running the latest iOS, WatchOS, or MacOS version. Try to remove the card and add it again.
How to use Apple Pay in apps
More and more apps accept Apple Pay.You’ll know if you can use the service when you see a button during checkout or when Apple Pay is one of the alternative payment methods.
- To checkout, tap on any of the buttons that appear in the checkout, or simply select Apple Pay as your preferred payment method.
- If you want to pay with a different card, just tap “> “ Icon next to your default card.
- On your iPhone or iPad, place your finger on Touch ID to confirm payment, or double-click the side button to use Face ID (depending on your model) .On your Apple Watch, double-click the side button. When the checkout process is complete, you will see the same thing. Finished Confirmation and check mark
How to use Apple Pay in stores
It’s easy to see retailers that accept Apple Pay.Apple Pay-friendly stores will have their logo on the door or registered near the contactless reader. To use Apple Pay in stores, you need your iPhone or Apple Watch.You can pay with your password if you don’t have Touch ID or Face ID set up.
- If you have an iPhone with Touch ID, place your finger on the Touch ID scanner and hold the phone within one finger of the reader until you see it. Finished And a check mark To use a different card, tap the default card when it appears before you authenticate with Face ID.
- For iPhone X and later models with Face ID, double-tap the side button and glance at your phone. Hold your phone close to the contactless reader until you see it. Finished And a check mark To use a different card, hold your phone close to the reader. When your card appears, you can tap it to swap it with another card in your wallet.
- To pay using your Apple Watch, double-click the side button and hold your watch close to the reader until you see the word. Finished And a check mark To replace the card on Apple Watch, double-click the side button before holding it near the reader. When your default card appears, swipe left or right to change it. Hold the watch close to the reader to complete the payment.
If you are prompted to choose between credit or debit, select Credit. If you’re asked to include the last four digits on the card, use your device account number instead. To find this on your iPhone, open the Wallet app, tap your card, then tap it. over Button.For Apple Watch, open the Watch app on your iPhone then tap Wallet & Apple Pay > Your card.
How to use Apple Pay in Safari

Using Apple Pay in Safari can be easy. But you still need an iPhone, iPad, or Mac that supports this feature. It may take some time to figure out if your device is compatible with Apple Pay, especially if your phone or iPad is an older model.
Pay using your iPhone, iPad, or MacBook with Touch ID.
- Tap the file. Apple Pay or Buy with Apple Pay button.
- Double check your billing, shipping and other information. To use a different card on your iPhone or iPad, tap on “>”Next to the selected card. To use a different payment option on your MacBook, press the up or down arrow next to the current number.
- When you’re ready to confirm your purchase and pay: On your iPhone and iPad, place your finger on the Touch ID scanner. If payment is accepted, you’ll see. Finished And a check mark on the MacBook, you will need to follow the steps on the Touch Bar.Place your finger on the Touch ID sensor as usual on the iOS device.If Touch ID is disabled, touch the Apple Pay icon and you can follow the steps to turn it on. This feature is available. When your payment is complete, you will see a confirmation message and a check mark.
Pay using a MacBook without Touch ID.
Except for a few details, using Apple Pay is almost the same process on a MacBook without Touch ID as on a MacBook with Touch ID.Using it on a MacBook without Touch ID requires a few extra steps. But nothing is too difficult. The steps to make a payment with Apple Pay on a Mac without Touch ID are as follows.
- Sign in to the iCloud account you use on your iPhone, iPad, or Apple Watch.
- Turn on your Mac’s Bluetooth capabilities. Using Bluetooth allows your Mac to find your iOS devices or Apple Watch so you can use any credit or debit card added to those devices.
- Tap the Buy with Apple Pay or Apple Pay button, take the time to verify your information or replace the card just like you would on a MacBook Pro.
- To checkout, place your finger on your iPhone’s Touch ID sensor or double-click the side button for Face ID (depending on the model of your iPhone) .If you’re using an Apple Watch, double-click the side button. When your payment is complete, you will see a message and a checkmark to confirm your submission.
Use Payments is fast and easy to use no matter what type of iOS device you have, making it a natural alternative to payment options. Depending on the device model you are using and the software update status, you may need to upgrade your hardware or software to access Apple Pay. Once your device is up to date, you can start shopping from anywhere with just a few easy steps.
Editor’s recommendation
